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The following statement explains our policy regarding any personal or financial information you (you are a "Member" for purposes of this statement) may supply to us when registering and using the Web site.
The owner of this Web site, Corporate Finance Network, Inc. (hereafter "Corpfin.Net"), has agreed to notify you of:
What personally identifiable information or financial information of yours is collected from you through the Web site;
The organization collecting the information;
How the information is used;
With whom the information may be shared;
What choices are available to you regarding collection, use and distribution of the information;
The kind of security procedures that are in place to protect the loss, misuse or alteration of information under Corpfin.Net's control;
How you can correct any inaccuracies in the information; and
How you can limit the use and access to the information.
If you feel that Corpfin.Net is not abiding by its posted privacy policy, you should contact us by email at info@Corpfin.Net.
Corpfin.Net is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Corpfin.Net collects information from its Members at several different points on the Web site.
The financial information and financial assumptions a Member inputs while using the Web site is available only to that Member, unless the Member specifically requests Corpfin.Net to allow someone other than the Member, including Corpfin.Net, to have access to that information.
In order to use this Web site, a Member (You are a "Member" for the purpose of this statement) must first become registered. During registration a Member is required to give their contact information (such as name, billing address, email address, credit card number, and other personal information). This information is saved in a secure environment and is kept for our records to make it easier for the Member to use our services. It is optional for the Member to provide demographic information and unique identifiers, but encouraged so we can provide a more personalized experience on our site.
Access to the Web site is available only through a unique username and password selected by the Member. Your personal information is encrypted, preventing unauthorized parties from viewing such information. We will verify your identity before granting access to the site or making changes to your personal information.
We may request information from the Member on order forms Here a Member must provide contact information (such as name, billing address, email address, and credit card number). This information is used for billing purposes and to fill Member's orders. If we have trouble processing an order, the contact information is used to get in touch with the Member.
A cookie is a piece of data stored on the Member's hard drive containing secure Member identification information. For instance, by setting a cookie on our site, the Member would not have to log in a password more than once, thereby saving time while using our site. If a Member rejects the site's cookie, they will not be able to use the Members section of the site.
Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.
We use IP addresses to analyze trends, administer the site, track Member's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.
We will share aggregated demographic information with our advertisers. This is not linked to any personal information that can identify any individual Member.
We may use a credit card processing company to bill Members for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes.
We may partner with another party to provide specific services. When the Member signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services.
These parties are not allowed to use personally identifiable information except for the purpose of providing these services.
We may partner with another party to provide specific services. When the Member signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.
From time-to-time our site may request information from Members via voluntary surveys or contests. Participation in these surveys or contests is completely voluntary and the Member therefore has a choice whether or not to disclose this information. Information requested may include contact information and demographic information. Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of the Web site.
This Web site takes every precaution to protect our Members' personal and financial information. When Members submit sensitive information via the Web site, your information is protected both online and off-line.
When our registration and order forms ask Members to enter sensitive information, that information is encrypted and is protected with the best encryption software in the industry. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to unlocked, or open, when you are just 'surfing'.
While we use encryption software to protect sensitive information online, we also do everything in our power to protect Member-information off-line. All of our Members' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a Member service representative) are granted access to personally identifiable information. Our employees must use password-protected screen-savers when they leave their desk. When they return, they must re-enter their password to re-gain access to your information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our Members' information is protected. Finally, the servers that we store personally identifiable information on are kept in a secure locked environment.
If you have any questions about the security at our Web site, you can contact us by email at info@Corpfin.Net.
In order for this Web site to properly fulfill its obligation to our Members, it is necessary for us to supplement the information we receive with information from third party sources.
For example, to determine if our Members qualify for an open account, we may request a credit report. Once we determine a Member's credit-worthiness, this document is destroyed.
We send all new Members a welcoming email to verify usernames and passwords. Registered Members may occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our Members we present the option to not receive these types of communications. Please see our Opt-Out Request section below.
We also send registered Members site and service announcement updates. Registered Members are not able to unsubscribe from service announcements, which contain important information about Web site service and updates. We communicate with the Member to provide requested services and in regards to issues relating to their account via email or telephone, at our option.
If a Member's personally identifiable information changes, or if a Member no longer desires our service, we will endeavor to provide a way to correct, update or remove that Member's personal information provided to us. This can usually be done through the Web site or by email to our Member support.
Our Members are given the opportunity to 'opt-out' of having their information used for purposes not directly related to our site at the point where we ask for the information. For example, our registration and order forms have an 'opt-out' mechanism so Members who use our services, but do not want any marketing material, can keep their email address off of our lists.
Members who no longer wish to receive promotional materials from our partners may opt-out of receiving these communications by replying to unsubscribe in the subject line in the email in an email to us at info@Corpfin.Net.
Members of our site are always notified when their information is being collected by any outside parties. We do this so our Members can make an informed choice as to whether they should proceed with services that require an outside party, or not.
If we decide to change our privacy policy, we will post those changes on our Web site so that our Members are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify Members by way of an email. Members will have a choice as to whether or not we use their information in this different manner. We will use personal information in accordance with the privacy policy under which the information was collected.